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Home / Deals / Owner Finance 4/2 in Odessa, TX

Owner Finance 4/2 in Odessa, TX

Odessa, TX 79765 · Parks Bell Ranch

Brick and stone front exterior with 2-car garage Kitchen with granite island and gas range Living room with open floor plan Family room open to the kitchen Entry foyer with 11-foot ceiling Floor plan
$345,000
For Sale

Residential, Owner Finance · Low entry fee · Own for about the same as renting · No bank · Bad credit OK

4Beds
2Baths
1,782Sq Ft
5,750Lot Sq Ft
2016Year Built

Description

Owner financing available on a 2016 brick-and-stone 4 bed, 2 bath home in Odessa's Parks Bell Ranch neighborhood. Own for about the same as renting: buy directly from the owner with a low entry fee, no bank and bad credit OK. Open floor plan with 9' ceilings, granite kitchen island, gas range, walk-in pantry, double-vanity primary bath, tankless water heater and a 2-car garage. Currently occupied; showings by appointment only.

Seller financing subject to verification of income and ability to repay; terms vary by buyer and are provided upon request. Not an offer to lend. Equal Housing Opportunity. Currently occupied: please do not disturb the occupants.

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Owner Finance Details

Owning This Odessa Home with Owner Financing

How the Owner Financing Works

Instead of a bank loan, you make your payments to the owner, and the monthly payment is about what you'd pay to rent a similar home here. The entry fee is low, and it and the other terms are set with each buyer, so tell us what you have to put down and we'll put together an offer that fits. Most owner-finance buyers refinance with a bank later, once their credit or income history is stronger.

Who This Home Fits

Owner financing helps self-employed buyers, oilfield workers paid by contract, people rebuilding credit and recent movers who can afford the payment but don't fit a bank's checklist. Every buyer still needs verified income. Not sure owner financing is right for you? Contact us and we'll walk through it.

Built in 2016 with Brick and Stone

This home is about ten years old, so it has a newer build's open layout without a brand-new home's price. It has a brick and stone exterior, a tankless water heater, 9-foot ceilings and an 11-foot entry foyer. As with any purchase, get an inspection, including the roof, since West Texas hail is common.

A Kitchen Built for Everyday Living

The kitchen centers on a large granite island with a double sink that opens to the family room. It has a gas range, stainless appliances, a walk-in pantry and a separate laundry room. The primary bath has a double vanity.

Parks Bell Ranch in Northeast Odessa

Parks Bell Ranch is a newer neighborhood of single-family homes in northeast Odessa with a small monthly HOA. Rentals nearby ask $2,650 to $2,800 a month for similar 4-bedroom homes, so the payment here is close to rent while you build ownership. Check the area on our crime map.

Next Steps to Buy

Send your name and phone number with the form above, or call. We'll confirm your down payment and income, schedule a showing, and go over the full written terms. You can also browse our other deals, read how we work, or sell us your own house.

Area Crime Snapshot
B

Odessa, TX: Crime Grade B

283violent crimes per 100k · 27% lower than US
1,148property crimes per 100k · 38% lower than US

FBI-reporting agency for this property's location. FBI UCR 2025 city-level data, not a statement about this street or neighborhood. TX average: 382 violent / 2,060 property per 100k.

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