$350,000
For Sale

Residential, Owner Finance · No bank loan needed · Flexible on credit · Available December 2026

3Beds
2Baths
1,472Sq Ft
2007Year Built

Description

Owner financing available on a 2007 single-story 3 bed, 2 bath home in the Copper Basin neighborhood of San Tan Valley. Buy directly from the owner with no bank loan needed and terms set with each buyer. The open layout has vaulted ceilings, a kitchen with granite counters, a center island and stainless steel appliances, tile in the living areas, ceiling fans and a 2-car garage. HOA is $112 per month. Available December 2026; showings by appointment only after the current occupants move out.

Seller financing subject to verification of income and ability to repay; terms vary by buyer and are provided upon request. Not an offer to lend. Equal Housing Opportunity. Photos are from a prior listing and may not reflect current condition. The home is currently occupied: please do not visit the property or disturb the occupants.

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Owner Finance Details

Owning This San Tan Valley Home with Owner Financing

How the Owner Financing Works

Instead of a bank loan, you make your payments to the owner. The down payment and the other terms are set with each buyer, so tell us what you have available to put down and we will put together an offer that fits. Many owner-finance buyers refinance with a bank later, once their credit or income history is stronger.

Who Owner Financing Can Help

Owner financing can work for self-employed buyers, buyers with non-traditional income, people rebuilding credit and buyers who would rather not go through a bank. Every buyer still needs verified income. Not sure owner financing is right for you? Contact us and we will walk through it.

Single-Story Layout Built in 2007

This is a one-story home with an open floor plan, vaulted ceilings, tile in the living areas and ceiling fans throughout. It has a covered back patio and a block-walled backyard. As with any purchase, get an inspection, including the roof and the air conditioning.

The Kitchen and Living Space

The kitchen has granite counters, white cabinets, a center island and stainless steel appliances, and it opens to the dining and living areas. The home is a 3 bedroom, 2 bath layout with about 1,472 square feet.

Copper Basin in San Tan Valley

Copper Basin is a neighborhood of single-family homes in San Tan Valley, Arizona, with a monthly HOA of $112. Check the area on our crime map. Confirm the HOA rules and your water and utility setup before you buy.

Next Steps to Buy

Send your name and phone number with the form above. We will confirm your down payment and income, schedule a showing, and go over the full written terms. You can also browse our other deals, read how we work, or sell us your own house.

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